Ready-to-Move vs Under-Construction Flats in Hyderabad: Which Should You Buy in 2025?
Looking to buy a flat in Hyderabad but confused between ready-to-move and under-construction flats? You’re not alone. With hundreds of real estate projects in Hyderabad launching every year, choosing the right type of flat can be a game-changer for both end-users and investors.
In this guide, we’ll compare under construction vs ready to move flats in Hyderabad, so you can make the right choice based on your budget, timeline, and goals.
🏡 What is a Ready-to-Move Flat?
A ready-to-move (RTM) flat is one where construction is completed, and the apartment is ready for immediate possession.
✅ Pros of Ready-to-Move Flats in Hyderabad
- No Waiting Period: Shift in immediately after payment and registration
- What You See is What You Get: Inspect the actual unit, floor plan, sunlight, etc.
- No GST: As per Indian GST laws, there’s no GST on ready flats
- Easy to Finance: Home loans approved faster for completed projects
- No Construction Risk: Ideal for families who need housing now
❌ Cons
- Higher Cost: Per sq. ft. rate is usually higher than under-construction
- Limited Choices: Popular locations may have fewer available units
- Old Construction: Some RTM flats may lack modern design and features
🏗️ What is an Under-Construction Flat?
An under-construction flat is still being built and will be handed over in the future (usually 1–4 years from launch).
✅ Pros of Under-Construction Flats in Hyderabad
- Lower Prices: Pay less than RTM flats in the same locality
- Flexible Payment Plans: Pay as construction progresses (CLP, Flexi, etc.)
- Better Amenities & Layouts: Newer projects offer smarter design & features
- Good Investment Opportunity: Appreciation potential during construction phase
❌ Cons
- Possession Delay Risk: Some builders may not deliver on time
- GST Applicable: 5% GST is levied on under-construction properties
- Can’t Inspect Final Unit: Must rely on sample flat or layout plan
📊 Ready-to-Move vs Under-Construction Flats – Side-by-Side Comparison
| Feature | Ready-to-Move Flat | Under-Construction Flat |
| Possession Time | Immediate | 1–4 years (project dependent) |
| Price | Higher | Lower |
| GST | No GST | 5% GST applicable |
| Risk of Delay | None | Moderate to High |
| Inspection Possibility | Real flat can be inspected | Only layout or model flat |
| Loan Approval | Fast | Subject to construction stage |
| Ideal For | End-users/families | Investors or buyers with time |
🧠 Factors to Consider Before Choosing
- Your Purpose
- End-use? → Choose Ready-to-Move
- Investment? → Under-construction may offer higher returns
- Your Budget
- Want to save 10–20%? Go for under-construction projects in Hyderabad
- Want instant housing? Opt for a ready-to-move flat in Hyderabad
- Builder’s Reputation
If choosing an under-construction flat, always verify:
- RERA registration
- Past delivery record
- Online reviews & litigation history
🏘️ Best Localities for Ready-to-Move Flats in Hyderabad
- Gachibowli
- Kondapur
- Kukatpally
- Manikonda
- Miyapur
These areas offer completed projects from top builders like Aparna, My Home, SMR, etc.
🚧 Best Areas for Under-Construction Projects in Hyderabad
- Bachupally
- Kompally
- Tellapur
- Adibatla
- Uppal
These are developing real estate hotspots with future infrastructure plans, making them ideal for long-term investment.
📝 Final Verdict
There’s no one-size-fits-all answer in the ready-to-move vs under construction flats Hyderabad debate. It all depends on your needs, finances, and future goals.
- Want convenience and peace of mind? → Buy a Ready-to-Move Flat
- Looking for affordability and appreciation? → Choose an Under-Construction Flat
Whatever you choose, always verify the builder, project approvals, RERA registration, and cost breakdown before making a decision.
🔗 Related Articles (Internal Links)
- First-Time Home Buyer Guide in Hyderabad
- Things to Check Before Buying a Flat in Hyderabad
- Best Localities to Buy Flats in Hyderabad (2025 Edition)